"We change, whether we like it or not" - Ralph Waldo Emerson
Wow, Medicare has never undergone changes like we've seen this year! From Part D to Medicare supplements to Medicare Advantage or Part C. Just about every part of Medicare has seen some major changes. You might just want to pay attention, or it could cost you!
A Medicare supplement re-alignment was completed mid-year for the first time in 16 years. This re-alignment eliminated a few plans that were similar to other plans, but more importantly added new plans M and N that may end up being the new future of Medicare insurance coverage. The re-alignment deserves it's own dedicated post which I will do in the near future so check back often for this vital information.
Part D is undergoing an overhaul with the "coverage gap" being closed over time. This year anyone who hits the gap will receive $250. In 2011, you will pay 50% instead of 100% while you are in the coverage gap. For more detail on this topic see my post, "Where's my $250 rebate?"
Medicare Advantage or Part C has seen changes with many of the PFFS plans packing up and leaving town while the enrollment periods are being cut wreaking havoc on seniors' ability to manage their health care! You can read more about this in my post "Medicare beneficiaries are losing their rights"
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