AARP United Healthcare Medicare Advantage Plans 2011

The AARP United Healthcare plan is the same throughout Florida!  It is also known as AARP Medicare Complete Choice Plan 2.  Probably everybody has heard of United Healthcare as they are a national insurer that covers a lot of group plans as well as individuals.  Most people were probably covered by United Healthcare at some point in their life.  The AARP plan in Florida is a PPO, and is an outstanding value since it has NO monthly plan premium!!  For more info on PPO's versus HMO's click here.

It also contains medicare Part D coverage as well with no deductible and still no premium.  You will be responsible for paying the copays when you use the plan or fill prescriptions.  The plan also contains extras like dental coverage and the wildly popular Silver Sneakers program at no additional cost.  

Since it is United Healthcare providing the coverage, their provider directory is extensive.  Don't fret if you can't find your doctor in the directory as there is coverage for out of network use.  Simply pay the higher co-pay if needed. 

The plan is available in other states, but keep in mind that plans will differ from state to state and even county to county.  The plan also has something unique called the Passport Program.  This program allows you to travel to designated states and still be in-network.  This is a great feature for snowbirds or retirees that love to travel.  For more information on the plan in your area be sure to check medicare.gov or talk to an agent near you!