Thursday, September 29, 2011
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Monday, September 12, 2011
Medicare Advantage Enrollment Dates for 2012^http://www.medicare-plans.net/2011/09/12/medicare-advantage-enrollment-dates-for-2012/
Thursday, September 8, 2011
Friday, September 2, 2011
Do Medicare Advantage Plans Make Sense in 2012
Probably one of the hardest things you have to do as a Medicare beneficiary is determine if it makes sense for you to be in a Medicare Advantage program or not. When you have Medicare Part A and Part B you really have one decision to make. You need to decide whether you should have a Medicare supplement and a Part D drug plan along with your Medicare Part A and Part B, or do you go the route of Medicare Advantage otherwise known as Medicare Part C.
You can't have both so a decision needs to be made on which direction to go. They actually work opposite of each other so there is not much similarity between them at all. For example:
Some of the more popular Medicare Advantage plans are Humana, BCBS, Wellcare, AARP, and Health Springs.
You can't have both so a decision needs to be made on which direction to go. They actually work opposite of each other so there is not much similarity between them at all. For example:
- Medicare Advantage has little or NO premium
- Medicare Supplements have a substantial monthly premium
- Medicare Advantage uses a network of doctors and hospitals
- Medicare Supplements work anywhere Medicare is accepted
- Medicare Advantage costs every time you use it
- Medicare Supplement Plan F has no cost to use it
- Medicare Advantage typically includes Medicare Part D drug covergae
- Medicare Supplements no longer include Medicare Part D drug coverage
- How often do I go to the doctor or hospital?
- Do I see a bunch of doctors/specialist or am I attached to my current doctor
- Do I want to save money with the risk of potentially saving more
Some of the more popular Medicare Advantage plans are Humana, BCBS, Wellcare, AARP, and Health Springs.
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